If you are like most of us, you could be swiping your bank card without realising where you spend your money.What’s a better way to manage your money than technology?  Here are few top Apps you can use to be smart with your money

Pocketbook: Best app for creating a budget & tracking expenses

Instead of entering your costs manually Pocketbook can be linked to your bank account and track all your expenses. The best thing is you can set up a budget, and it will send you reminders if you are going over budget.

Acorns: Best app for investing money

Acorns automatically invest your spare change. Our mobile-first investment platform enables commission-free investing, portfolio management with automatic rebalancing and dividend reinvestment, and real-time account monitoring.(https://acornsau.com.au/)

You Need a Budget: Best app for getting out of debt

You Need a Budget “accountability partner” keeps you on track. Users will have to pay a small monthly or annual fee for YNAB, but users say it’s worth it. There are Online classes with a live instructor for Q&A to help you learn budgeting basics are included. In fact, YNAB is so effective that the average user pays off $500 in debt the first month.

Mint: Can manage your money

One of the top apps out there to manage your money. But sometimes Australian users may experience difficulty linking your bank accounts to the app. This is an all-in-one resource for creating a budget, tracking your spending and getting smart about your money